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BENEFITS
Benefits for dealers
We know that in the competitive world of auto financing it is essential to work with a stable and reliable lender. Line Capital gives you the ability to deal with a full-service lender, including servicing your loans. With first-rate knowledge and experience for its clients.
Competitive discounts
and strong advance rates.
Finance programs
based on year & mileage.
Quick and precise
dealer funding.
Multiple options to successfully make your car payment.
ABOUT US
CONTACT
About Us
Pioneers in the market
Line Capital is an industry-leading provider of auto financing services specializing in subprime consumer auto loans in the United States.
We offer
We offer a wide range of competitive financing options, allowing our dealers to finance the majority of their potential customers.
Developing
Line Capital's regulated loan product credit guidelines have been developed over many years and are designed to simplify the approval process for consumers with established credit.
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I HAVE QUESTIONS ABOUT MY LOAN, WHAT SHOULD I DO?Please contact our offices at (786) 490-2973. A customer representative will be more than happy to help you with any doubt that you may have in regards with your loan
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WHAT IS MY PAYOFF AMOUNT?Please contact our collections department to request your payoff amount, which will include any fees that have been incurred throughout the loan. If paid, the title will be released to the customer and no Lienholder will longer appear in the title.
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HOW LONG WILL IT TAKE TO APPROVE MY CAR LOAN APPLICATION?Approval is usually obtained within 24 hours, subject to satisfactory credit checks and verification of financial information. Your Loan Account Manager can provide more information about documenting your loan and the settlement process.
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CAN I MAKE ANY EXTRA PAYMENT? IF SO, WHAT IS THE RESULT?If there are any extra payments, the money will go towards the principal balance and therefore the loan’s term will be shortened.
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WHAT HAPPENS IF I AM ENVOLVED IN AN ACCIDENT?Contact Line Capital offices as soon as possible. The insurance department will guide you through the steps that need to be followed in order to avoid any future inconveniences.
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INSURANCE HAS DECLARED THE VEHICLE TO BE A TOTAL LOSS, HOW TO PROCEED WITH GAP?DO I NEED TO KEEP MAKING PAYMENTS?Please keep in mind that you are responsible of any outstanding balance at any time. If the vehicle has been totaled, contact LC offices and provide us with your insurance information in order to start with a claim. LC will start working towards the settlement with the insurance company, and subsequently we will proceed with the GAP insurance. You can contact our offices at any time to know the status of any claim.
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WHAT TO DO IF I WANT TO TRADE INMY VEHICLE FINANCED BY LINE CAPITAL?You will need to contact our collections department in order to get a payoff quote. You should also inform us the name of the dealership in which the trade in will be taking place. That will allow us to proceed with the necessary paperwork to release the title once we receive full payment.
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WHEN WILL I RECEIVE THE TITLE OF THE VEHICLE?The title will be released and sent by Line Capital once the vehicle has been fully paid off.
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WHAT HAPPENS IF I MOVE OUT OF STATE?Since every state has its own laws and requirements, then contacting the local DMV offices will be necessary. Once we receive the information from the local titling agency, we will begin with the process of transferring the title.
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WHAT HAPPENS IF MY CAR HAS BEEN REPOSSESSED?To begin with, you need to call our offices as soon as possible. Please keep in mind that the process needs to be done within the period that the state imposes, otherwise vehicle will be sold through other means. In some cases, you might be eligible to reinstate your vehicle, as long as you comply with LC In those cases, amount owed at the time plus any repossession fees will need to be paid in order to reinstate loan. Please contact our offices for further information about repossessions.
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